Pobreza: Del plato a la boca, cae la sopa

Del plato a la boca, cae la sopa: Tres ingredientes para hacerla llegar

El pasado 29 de septiembre, durante el panel de Pobreza que formó parte del forito Sesiones de Aprendizaje en Microseguros: Latino América y el Caribe” en Guadalajara, México se vio claramente que el dicho mexicano “Del plato a la boca, cae la sopa” resulta apropiado para describir el proceso de comercialización de los microseguros. . Incluso con un microseguro bien diseñado, puede ser difícil hacerlo llegar “a la boca” de las poblaciones más pobres. 

viernes, 8 de noviembre de 2013/Author: Shoshana Grossman-Crist/Number of views (6230)/Comments (0)/ Article rating: No rating
Etiquetas: Foromic 2013

The power of design: how the right tweaks can make a difference for remittance clients

You may think you’ve seen it all, but you’ve never seen anything like Living Wallet. This product concept from a team of Japanese designers is taking savings and control to a new level.    

The idea behind Living Wallet is that even though it’s difficult to save, a well-designed product can help you maintain your savings goals when temptation calls. The wallet is linked to a phone app that tracks your bank account balance. When your balance dips and you reach for your wallet to purchase something, the wallet literally runs away from you and evades your hand. If you’re quick enough to catch it, it begins to scream and cry for help.

viernes, 1 de noviembre de 2013/Author: Rebecca Rouse/Number of views (9148)/Comments (0)/ Article rating: No rating
Etiquetas: Foromic 2013

What do we really know about MFI clients?

We returned from the XVI Foromic in Mexico with plenty of energy and fresh ideas in the bag. Through this series we want to explore emerging trends in the realm of financial inclusion – from microcredit to distribution channels. Join us during the next few weeks and participate with your comments. 

What do we really know about MFI clients? We tend to have a general knowledge of clients’ needs and wants - health, education, decent housing, protection against emergencies - but perhaps we are missing more meaningful information, a deeper knowledge that would allow MFI’s to better serve their clients. A panel titled “MFI Clients: What do we know about them?” featured in this month’s XVI Foromic, put this concept into perspective for me. In addressing clients’ needs through financial products, it is important to take into account the different resources clients already have and the different money management strategies they usually pursue. Conducting segmentation at a deeper level is the key. 
martes, 22 de octubre de 2013/Author: Avril Perez/Number of views (7345)/Comments (0)/ Article rating: No rating
Etiquetas: Foromic 2013

Inclusión financiera: una nueva visión tras Guadalajara

Regresamos del XVI Foromic en México con mucha energía e ideas frescas en la maleta. En esta serie queremos explorar las corrientes emergentes en el área de la inclusión financiera – desde microcrédito a canales de distribución. Acompáñenos durante las próximas semanas y participe con sus comentarios.

Entre los diferentes temas tratados durante el Foromic, quiero resaltar el panel sobre  “Inclusión financiera: una nueva visión” en el que se discutieron aspectos interesantes sobre el nuevo enfoque de la inclusión financiera, en el que el segmento de menores ingresos toma un papel protagónico.

viernes, 18 de octubre de 2013/Author: Andrea Reyes Hurtado/Number of views (6781)/Comments (0)/ Article rating: No rating

Planning a better future in Guadalajara

By Xavier Martin

This blog was originally posted in Spanish in the Prosavings program blog.

This is the story of Miguel and surely of many other microentrepreneurs that use financial services in the region and dream of a better future. I heard this story from Miguel himself, as he drove me to the airport following my presentation at Foromic on commitment savings and what microfinance clients want. Miguel let me know what he wanted. 

miércoles, 16 de octubre de 2013/Author: Avril Perez/Number of views (21135)/Comments (0)/ Article rating: No rating
Etiquetas: Foromic 2013