Sé dueño de tu tiempo en Paraguay

Sé dueño de tu tiempo en Paraguay

¿Cuándo fue la última vez que tu banco te dijo cuánto valora tu tiempo? Aun mejor, ¿Cuándo fue la última vez que te lo demostraron? Para la mayoría de nosotros, el esperar  haciendo fila es una tarea cotidiana en nuestras vidas. ¿Para solicitar un crédito? Haga fila. ¿Recoger una remesa? Ahí está la fila. ¿Verdad que sí? No necesariamente. La semana pasada en la ciudad de Luque en Paraguay, tuve la oportunidad de visitar un nuevo modelo de sucursal bancaria que se ha propuesto reinventar la experiencia del cliente. 

jueves, 7 de mayo de 2015/Author: Rebecca Rouse/Number of views (10369)/Comments (0)/ Article rating: No rating

Latin American and Caribbean migrants are saving—but why not in a bank?


According to our new report on the economic situation and remittance behavior of Latin American and Caribbean migrants in the United States, 60% of migrants hold a bank account in the U.S. Banking rates among migrants appear to have steadily increased in the last decade; for example, in 2005, 29% of Mexican migrants in the United States held bank accounts, and in 2013, that number had grown to 54%. That is good news. Financial institutions are clearly making inroads within remittance sending communities, though it’s hard to point to one specific reason this is happening.

lunes, 7 de abril de 2014/Author: Rebecca Rouse/Number of views (8130)/Comments (0)/ Article rating: No rating

Remittances and solar energy: a bright future for a unique partnership

When the sun goes down in Haiti, one thing becomes evident: No lights are switched on. Only about one in six Haitians has regular access to electricity. That means that for about 8.5 million Haitians, life at home goes dark at 7 o’clock in the evening and there is no light again until 6 a.m. when the sun comes up in the morning. In fact, a street vendor who sells daily necessities told me that candles are one of his most popular products. Last week, I traveled to Haiti to learn about the results of a MIF funded project designed to bring clean energy to poor households in the country. It does so in an innovative way. 

miércoles, 8 de mayo de 2013/Author: Georg Neumann/Number of views (14696)/Comments (0)/ Article rating: No rating

Seeking common ground on evaluating impact

“However beautiful the Strategy, you should occasionally look at the results." – Winston Churchill

Our MIF team – General Manager Nancy Lee, Claudia Gutierrez, Tetsuro Narita and me – recently spent two days with development experts and academics discussing and debating the importance of impact evaluation on Financial Inclusion programs. The retreat, co-sponsored by CGAP and DFID, was held in the shadow of Buckingham Palace at DFID’s offices, and included about 60 experts from development banks (ADB, CDC, DFID, MIF, EBRD, EIB, FMO, IFC...), foundations (Citi, Mastercard and Ford) and well-known scholars from IPA, Harvard and other institutions. The meeting was the brainchild of Alexia Latortue from CGAP, who saw a need to get a common understanding among funders and donors of the best evaluation methods, and also to spend time creating a “new impact narrative for Access to Finance.”

jueves, 24 de enero de 2013/Author: SANDRA DARVILLE/Number of views (11035)/Comments (0)/ Article rating: No rating

Financial Inclusion and Empowerment: MIF at the MasterCard Public Sector Payments Forum

Microfinance has experienced continuous growth in Latin America and the Caribbean over the last 10 years. Nearly 15 million clients receive microcredits totaling nearly US$ 19 billion, as the latest MIF research shows. But as microfinance has grown, there’s evidence that there’s room for other financial services to grow. Innovative savings products have the potential to empower low-income population to become more financially independent, and take part in the financial system.

At the 2013 MasterCard Public Sector Payments Forum held this week in DC, the MIF was asked to present our learnings in financial inclusion and empowerment. I presented some recommendations on how to empower underbanked and unbanked clients, which I would also like to share with you here.

En españolInclusión financiera y empoderamiento

jueves, 17 de enero de 2013/Author: Tomas Miller/Number of views (10330)/Comments (0)/ Article rating: No rating