English version available at the Prosavings program website

Durante el transcurso del año venimos hablando sobre el ahorro programado y sus beneficios. Sabemos que al ahorro programado también se le conoce bajo otros nombres como ahorro contractual, ahorro planificado o ahorro previo. Y también sabemos que, a diferencia de otros tipos de ahorro, el ahorro programado se caracteriza por los mecanismos que le permiten a los clientes ahorrar, periódicamente, montos pequeños y flexibles, para que a lo largo del tiempo este ahorro se pueda destinar a uno o varios fines previamente definidos.

We returned from the XVI Foromic in Mexico with plenty of energy and fresh ideas in the bag. Through this series we want to explore emerging trends in the realm of financial inclusion – from microcredit to distribution channels. Join us during the next few weeks and participate with your comments. 

By Xavier Martin

This blog was originally posted in Spanish in the Prosavings program blog.

This is the story of Miguel and surely of many other microentrepreneurs that use financial services in the region and dream of a better future. I heard this story from Miguel himself, as he drove me to the airport following my presentation at Foromic on commitment savings and what microfinance clients want. Miguel let me know what he wanted.