La inclusión financiera es necesaria para una sociedad armoniosa

La inclusión financiera es necesaria para una sociedad armoniosa

Las estrategias de inclusión financiera que varios países de América Latina y el Caribe están adoptando e incorporando en sus políticas nacionales de desarrollo buscan aumentar el acceso y uso de servicios financieros por parte de segmentos de la población que históricamente han estado excluidos o subatendidos por los sistemas financieros. Estas políticas parten del supuesto de que un mayor nivel de inclusión financiera es una condición necesaria para aumentar la inclusión social. ¿De qué sirve tener un sistema financiero solvente y líquido si únicamente atiende a las empresas y familias poderosas? ¿De qué sirve el capital sin clientes?

miércoles, 22 de abril de 2015/Author: Tomas Miller/Number of views (9278)/Comments (0)/ Article rating: No rating

The Progress Out of Poverty Index: A solution to measure poverty reduction?

Measuring poverty is a challenge in itself; just defining the word “poverty” could be subject to hours of debate in any international development organization. Let’s imagine that we want to “simplify” things, so we define poor as having an income level of less than $2 a day. Then, the task becomes how to estimate how much the people in a given community or group earn daily, since in general poor people have various and very unstable sources of income. So to learn more about their poverty levels, you have to ask them many questions, starting with where they live, how they live, what they do as a principal activity, as a secondary activity, as a temporary job, how many children they have, whether they receive remittances, if they borrow money... and so on and so forth. Imagine how difficult is to ask all of these questions, and even worse, how difficult it would be to answer them.
miércoles, 12 de marzo de 2014/Author: Claudia Gutierrez/Number of views (7692)/Comments (0)/ Article rating: No rating
Categorias: BlogsImpacto

Evidence-Gathering in Thailand

I recently traveled to Bangkok with two MIF colleagues to attend the second annual Impact and Policy Conference, sponsored by the Asian Development BankInnovations for Poverty Action (IPA), the Citi Foundation and the Abdul Latif Jameel Poverty Action Lab (J-PAL). The conference brought together over 200 researchers, policy makers, and international development specialists to go over the most recent impact findings on improving programs and policies for the poor. It was clear from the diverse list of participants, that donors and policy makers alike are actively seeking evidence with which to assess welfare outcomes on beneficiaries. There was consensus that financial outcomes are merely intermediary effects, and that what is ultimately sought are increases in things like consumption, health, asset building, housing investment, income smoothing, ability to withstand shocks, etc. Given these goals, research into what products and mechanisms lead to these outcomes is very important to ensure that resources go into programs that can deliver the desired impacts.

martes, 18 de septiembre de 2012/Author: SANDRA DARVILLE/Number of views (7373)/Comments (0)/ Article rating: No rating
Categorias: BlogsImpacto